Farmers & Merchants Savings Bank's mission is to develop long-term relationships with their customers by earning your trust and respect through hard work and personal attention. Their promise is to provide personal, friendly service, the way banks used to, and competitive financial products. Their local ownership and oversight, local contacts and community involvement are the keys to making our bank a real community bank. Simply put, they live in the communities they serve so they want to see those communities thrive. They invite you to stop by and see them. You will like the way they do business.